A modern business loan platform

Helping business owners secure short-term funding and settle on property purchases. Fast, flexible, commonsense.

Solving your business finance problems

Knote is designed for Australian business owners who want the best of both worlds:

Fast, short-term business loans, with an AI assessment process
‘Gap’ funding for property purchases, with a personalised assessment based on your unique scenario

Your business finance solutions

Knote Business Cash / Invoice

Short-term business loan

Secured or unsecured

AI-based assessments

Decisions made in 1 hour

Fast finance

Funding as early as 24 hours

Example : You are Sole Trader, Company, or Business looking for cash flow funding, invoice finance, assets or any business.

Knote Property / Real Estate

Get property deals over the line

Finance when the bank says no

Personalised assessments

Based on your unique scenario

Fast assessments

Quick decisions so you can move quick

Example : You are a Company buying or owning an investment property and want finance for property purchase, gap funding, or short-term loan secured by property for business.

Why business owners love using Knote

Knote was designed by Australian business owners to solve the real-world problems of other Australian business owners. Sometimes businesses need fast finance, whether to order fresh stock, invest in new equipment or pay an emergency bill. Knote’s cashflow invoice product solves that problem. There’s nothing more frustrating than being unable to settle on a property purchase because the bank says no or moves too slowly. Knote’s property ‘gap’ product solves that problem.

24 hours

Possible same-day funding for short-term loans

$ 1.2m*

Maximum loan size for property ‘gap’ loans

By business owners, for business owners

Knote was designed for Australian business owners who need an alternative finance option when their regular bank says no

No-nonsense funding

Time is money when you’re a business owner, so you get quick decisions on your loan applications

Flexible assessments

Loan assessments are based on common-sense criteria that suit the current Australian business landscape

Transparent lending

Rates, fees and terms are all clearly explained, so you can make an informed decision

An alternative finance solution for business owners

Knote is your finance lifeline. When your regular bank says no, or takes too long to assess your application, we’re here to help. We help business owners solve cash flow problems and settle on property purchases.

By business owners, for business owners

Knote was designed for Australian business owners who need an alternative finance option when their regular bank says no

No-nonsense funding

Time is money when you’re a business owner, so you get quick decisions on your loan applications

Flexible assessments

Loan assessments are based on common-sense criteria that suit the current Australian business landscape

Transparent lending

Rates, fees and terms are all clearly explained, so you can make an informed decision

A modern business loan platform

Solving your business finance problems

Your business finance solutions

Knote Business Cash / Invoice

Short-term business loan

AI-based assessments

Fast finance

Knote Property / Real Estate

Get property deals over the line

Personalised assessments

Fast assessments

Why business owners love using Knote

24 hours

$ 1.2m*

By business owners, for business owners

No-nonsense funding

Flexible assessments

Transparent lending

An alternative finance solution for business owners

By business owners, for business owners

No-nonsense funding

Flexible assessments

Transparent lending

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